This offer is valid until 30 April If Virgin Money services your family mortgage, you pay a fee with each payment. Which one is right for you Must-dos for first-time home buyers Calculating how much mortgage you can afford The total cost of buying a home The most affordable places to live in the UK How long it takes to save up a deposit How to get a mortgage with no deposit Using a mortgage broker vs. All 24 articles in guide. What is it, and is it safe? In an environment of falling interest rates, borrowers are better off with a tracker mortgage because lenders using standard variable rates may not always quickly pass on lending rate cuts. Subscribe to Independent Minds to debate the big issues Want to discuss real-world problems, be involved in the most engaging discussions and hear from the journalists?
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Current account mortgages are the way forward, says Virgin One
Managing an offset account is more difficult than using Virgin One, he adds. Many lenders put too much focus on price and selling individual products, rather than delivering the automatic benefits of all-in-one mortgages. Calls to 03 numbers cost the same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way. Try Independent Minds free for 1 month to access this feature. Virgin requires your salary to be paid into your account. Try for free Already registered?
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This variable rate loan keeps the features simple and fees low. Enjoy flexible repayments, a redraw facility and the ability to split your loan. For more information on any of these charities please visit their websites: Make an Eligible Transaction within 3 months of card approval date and earn 10, bonus Points. To understand how repayments can be altered by lump sum payments or additional repayments, review the following calculators:
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